ACA Open Enrollment: Key Dates, Subsidies, and How to Budget the Premium
ACA open enrollment runs Nov 1, 2026 to Jan 15, 2027. See the real deadlines, what happened to the extra subsidies, the 400% income line, and how to budget.
139 articles in this category
Nora
139 articles in this category
How Much Does Cremation Cost? (Direct, Traditional, and What’s Optional)
How much does cremation cost? NFDA’s 2023 median was $6,280 with a service. See what direct cremation includes, what’s optional, and your FTC price rights.
Average Credit Card Debt in America (and Where Yours Stands)
The average credit card debt is about $4,270 per person, per NY Fed Q2 2026 data. See balances by age, today’s 22% APR, and where yours stands, no shame.
Medicare Open Enrollment: Dates, What You Can Change, and What It Costs
Medicare open enrollment runs Oct 15 to Dec 7, 2026. See what you can change, the official Part B, Part A and Part D costs, and how to budget them monthly.
How Much Does Thanksgiving Dinner Cost This Year? (A Per-Person Budget)
How much does Thanksgiving dinner cost? The 2025 survey says $55.18 for 10, about $5.52 each. See the real 2026 per-person budget, with drinks and extras.
Average Grocery Bill Per Month (for 1, 2, and a Family of 4)
The average grocery bill per month is about $519 per US household, or $297 for one person and $760 for a family of 4 at 2026 prices. See where the money goes.
Average Car Maintenance Cost Per Year (and What to Set Aside Monthly)
The average car maintenance cost per year is about $1,755 for 15,000 miles, per AAA 2026. See what it covers, why repairs cost more, and what to save monthly.
How Much Is Pet Insurance? Average Monthly Cost for Dogs and Cats
How much is pet insurance? About $70 a month for a dog and $36 for a cat, per 2026 industry data. See what changes your quote and the break-even math.
How Much Does a Dental Cleaning Cost? Real Prices With and Without Insurance
How much does a dental cleaning cost? About $130 without insurance, or $290 with an exam and X-rays. See the full bill and why to book before benefits reset.
Average Home Insurance Cost: What Homeowners Really Pay, by State
The average home insurance cost is $1,737 a year, about $145 a month, per the newest NAIC data. See real numbers by state and coverage, and how to budget it.
The Average Gas Bill in Winter (by Month, and What Pushes It Up)
The average gas bill was about $84 a month in 2025, but January hit $184 in 2026. See real month-by-month costs, state prices, and a winter-proof budget line.
Average Vet Visit Cost for Dogs and Cats (and the Pet Line in Your Budget)
The average vet visit cost is $56 to $130 for the exam alone. See 2026 prices for dogs and cats, why vet bills rise, and a monthly pet line for your budget.