How to Set Up a Cash Stuffing Binder (The Supplies List I Wish I’d Had)
A cash stuffing binder that fits your bills flat: the exact supplies list, which size to actually buy, my $47 build, and where to store it safely at home.
101 articles in this category
Nora
101 articles in this category
Do You Pay Taxes on High-Yield Savings Interest? What the 1099-INT Actually Means
Yes, there is a tax on high yield savings account interest. What the 1099-INT means, the $10 rule everyone gets wrong, and how much you will actually owe.
Goodbudget, Honestly: The Envelope App I’d Recommend (and Who Should Skip It)
Goodbudget review: what the free plan’s 10 envelopes really cover, when the $80 Premium is worth paying, and the 4 kinds of people who should skip it.
What an FDIC Insured High Yield Savings Account Actually Covers (and the $250,000 Rule Everyone Gets Wrong)
An FDIC insured high yield savings account is covered automatically, but the $250,000 limit works per ownership category. Here is what that really means.
High Yield Checking Account: The Two Lines That Decide If It Pays
A high yield checking account can pay well above the 0.07% national average, but only up to a cap. The real math, the monthly hoops, and when to skip it.
Highest Credit Union Savings Rates: What They Really Pay vs. Online Banks
Chasing the highest credit union savings rates? Here is how credit unions actually compare to online banks on APY, fees, insurance and who can join.
A High Yield Savings Account for Wedding Money: Where to Keep It and How Much to Save
A high yield savings account for wedding money keeps your date on track. How much to save each month, where to park it, and the deposit trap to avoid.
The Best Way to Save for a House (A Down Payment Plan That Doesn’t Take a Decade)
The best way to save for a house, from someone still saving: how to find your real target number, pick the right account, and skip the 20% myth for good.
The 50/30/20 Rule, Explained (With the Math for Your Actual Paycheck)
The 50 30 20 rule in plain math: turn your take-home pay into three budget numbers in four minutes, plus a full example month mapped out line by line.
Ways to Save on Water Bill Costs (What Cut Mine by $27 a Month)
Real ways to save on water bill costs that cut mine from $91 to $64 a month. The 10-minute leak test, the sprinkler fix, and the $40 I wasted first.
How to Budget as a College Student (Your First Semester Money Plan)
How to budget as a college student when your financial aid refund lands in one lump: a simple 6-step semester plan for books, food, and a part-time job.
Ways to Save Money on Gas (What Actually Moved My Number)
Ways to save money on gas used to feel like one of those things I couldn’t touch. The number at the pump was the number, and I just paid it and drove off a little grumpier. Then I actually looked. Not at coupons or some app that promised me pennies, but at my own habits … Read more